Microsoft · in Europe?
Microsoft Copilot alternatives in the EU.
Is Microsoft 365 Copilot available in Europe? Yes, with limits. Tenants signed up in the EU or EFTA are in Microsoft's EU Data Boundary, but flex routing, on by default for tenants created after March 25, 2026, may run its AI in the US, Canada, or Australia at peak demand, and Claude models are outside the boundary, off by default in the EU.
Free to start: 300 trial credits once, for every model. No card.
Side by side
Microsoft 365 Copilot or Chat with Work, side by side.
What people worry about in Microsoft 365 Copilot, beside Chat with Work. Each row links its source.
| Concern | Microsoft 365 Copilot | |
|---|---|---|
|
Its AI may leave the EU at peak demand
Flex routing (EU and EFTA)
|
Partly: Flex routing, on for newer tenants | Yes: App in Germany, every model in the EU |
|
Claude models are outside the EU boundary
Claude models in Microsoft Online Services
|
No: Off by default in the EU and UK | Yes: GPT, Gemini, and Claude, all in the EU |
|
A seat price, then Cowork billed by use
Microsoft Copilot enterprise pricing (refused direct reading)
|
Partly: $30 a seat, plus Cowork's usage | Yes: Free to start, no card |
|
Events only from Outlook and Teams
Use Copilot Cowork
|
Partly: A matching email or Teams message | Yes: A time, mail, GitHub, a webhook, a message |
Pick Microsoft 365 Copilot when
- Your company lives in Microsoft 365
- You already pay for Microsoft 365 seats
- An admin keeps flex routing off
Pick Chat with Work when
- Bots in the EU on every plan
- You'd rather describe a bot than build one
- Changes ask first, unless you let them run
- GPT, Gemini, and Claude, all in the EU
- Self-serve, free to start
- You may need to self-host
Every detail, side by side, from Microsoft's own pages
| Dimension | Microsoft 365 Copilot | Chat with Work |
|---|---|---|
| What it is | Microsoft's assistant in Word, Excel, PowerPoint, Outlook, and Teams, renamed Microsoft Copilot in 2026: chat grounded in your work data, agents such as Researcher, and Cowork, which "carries out tasks on your behalf" across Microsoft 365. | AI bots and an assistant for your team's tools, as a service or on your own servers. |
| Bots that work by themselves | Cowork runs up to 25 scheduled prompts, and event-driven tasks when a matching email or Teams message arrives, each as the person who made it. Copilot Chat's scheduled tasks rerun a prompt at set times. Autopilot, an agent that "keeps working even when you're not", entered private preview in September 2026. Agents on other events are built in Copilot Studio. | Bots start on a time, or when something happens: mail to their address or in Outlook, a GitHub issue, a webhook, the API, another agent, or a message in Slack, Discord, or Chatwoot. They work through the integrations you give them, on every plan and the trial. |
| How you set one up | In plain words: for a task on an event, "describe the trigger and what you want done", and Cowork proposes it on a card to review; a schedule is "what you want and when" in a message. | Say what it should do in a chat, and approve the bot on one card, or start from one of 105 recipes. Its instructions stay plain words, and it works out the steps each time: no workflow to wire. |
| Before it changes anything | Cowork "asks for your permission before taking sensitive actions, like sending an email or posting a message in Teams", with a preview, and you can skip the prompt for similar actions for the rest of a conversation. Automated tasks ask before they send, post, or change a shared system, unless pre-authorized when the task is made. Its Tasks view filters what needs your input. | Integrations start at Read. Changes ask first, shown as they will run, unless you let a bot's changes run; deleting asks unless you allow that one tool. Every change and question waiting for you, from every chat and bot, is in one queue. |
| Available in Europe | Yes. Tenants with a sign-up location in the EU or EFTA are in the EU Data Boundary; the UK isn't part of it. | Yes, on every plan and the trial. |
| Where your data and the models are | On Microsoft's cloud. "For EU customers, Microsoft Copilot is an EU Data Boundary service", but flex routing, on by default for eligible tenants created after March 25, 2026, may run inference in the US, Canada, or Australia at peak demand until an admin turns it off. Claude models are "currently excluded from the EU Data Boundary" and off by default in the EU, EFTA, and UK; inside the boundary Cowork supports only GPT models. | The app on our servers in Germany, and GPT, Gemini, and Claude, all in the EU. Web search, off by default, leaves the EU. Or on your own servers. |
| Self-hosting | No. | Yes. Ask about self-hosting. |
| Price | $30 a user a month billed yearly (€26 in Germany, excluding VAT), with a qualifying Microsoft 365 plan, or included in Microsoft 365 E7. Copilot Business, for up to 300 users, $21, $18 on promotion until December 31, 2026. Cowork, Code, and Autopilot are billed by use. From December 1, 2026, new purchases don't need a Microsoft 365 base subscription. | Free to start. From €20 a month for one person, and from €25 per person for teams plus VAT. |
Checked November 15, 2026. Microsoft 365 Copilot changes often; these are the sources, with the date each shows. Where a page refused us or we read a third party, it says so.
- Microsoft Copilot requirements, November 5, 2026
- Copilot Cowork overview, November 7, 2026
- Use Copilot Cowork, November 7, 2026
- Copilot Cowork FAQ, November 11, 2026
- Manage Copilot Cowork, November 11, 2026
- Choose a model for Copilot Cowork, November 11, 2026
- Schedule your Copilot prompts
- Introducing the new Copilot with Home, Code and Autopilot, September 25, 2026
- Data, privacy, and security for Microsoft Copilot, November 3, 2026
- What is the EU Data Boundary, July 22, 2026
- Flex routing (EU and EFTA), November 3, 2026
- Claude models in Microsoft Online Services, November 4, 2026
- Microsoft Copilot enterprise pricing (refused direct reading)
- Microsoft Copilot pricing in Germany (refused direct reading)
- Microsoft Copilot business pricing (refused direct reading)
- License options for Microsoft Copilot, November 3, 2026
- Copilot offers without a base subscription, October 29, 2026
Microsoft 365 Copilot is a trademark of Microsoft. Chat with Work is not affiliated with or endorsed by Microsoft.
FAQ
Microsoft 365 Copilot in Europe, answered.
Is Microsoft 365 Copilot available in Europe?
Yes, with limits. Tenants signed up in the EU or EFTA are in Microsoft's EU Data Boundary, but flex routing, on by default for tenants created after March 25, 2026, may run its AI in the US, Canada, or Australia at peak demand, and Claude models are outside the boundary, off by default in the EU.
Does Microsoft 365 Copilot keep data in the EU?
For tenants signed up in the EU or EFTA, it's an EU Data Boundary service, with two exceptions: flex routing, on by default for tenants created after March 25, 2026, may run inference in the US, Canada, or Australia at peak demand, and Claude models are outside the boundary. Chat with Work runs every model, Claude included, in the EU on every plan.
Can Microsoft 365 Copilot work on its own?
In Cowork, yes: up to 25 scheduled prompts, and tasks that start when a matching email or Teams message arrives, which ask before they send, post, or change a shared system unless you pre-authorize it. Cowork is billed by use. Chat with Work's bots start on a time, an email, a GitHub issue, a webhook, or a message, in the EU, and ask before each change unless you let them run.
What is a Microsoft Copilot alternative in the EU?
Chat with Work: bots and an assistant for your team's tools, Microsoft 365 included, on our servers in Germany with every model in the EU on every plan, self-serve from free.
AI bots in Europe, today.
Pick a bot from a recipe, or describe it in a chat. It runs in the EU on every plan, and its changes ask first unless you let them run.
Free to start: 300 trial credits once, for every model. No card.